Martin Kanz?is a Senior Economist in the Development Research Group at the World Bank. His research focuses on banking, behavioral economics, and the political economy of the credit market. Martin served as Deputy Director of the World Development Report Finance for an Equitable Recovery and has led numerous impact evaluations on financial sector topics, primarily in India and Southeast Asia. His research has appeared in the Quarterly Journal of Economics, Journal of Political Economy, Journal of Finance, and other leading academic publications. Martin received his A.B. in Economics from Harvard University, his M.Sc. in Development Economics from Oxford, and his Ph.D. from Harvard University.